Lending & Finance

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Our Approach

The Law Office of Matthew P. Flores represents banks, private lenders, borrowers, investors, and businesses in commercial lending and financing transactions throughout Florida. Our experience in both real estate and business law allows us to approach financing transactions with an understanding of the underlying deal, the collateral, and the practical considerations involved in closing a loan.

A significant part of our finance practice involves representing lenders in real estate-secured transactions. We work with lenders from the initial term sheet and due diligence process through preparation and negotiation of loan documents, closing, and post-closing matters. Because real estate is a core part of our practice, we are able to handle the financing and underlying real estate issues together, providing lenders and borrowers with a more efficient and practical approach to the transaction. Our goal is to protect the lender’s interests while keeping the transaction moving efficiently toward closing.

Lending and Banking

Our Lending and Finance Experience

Our lending and finance experience includes:

  • Commercial real estate loans
  • Acquisition financing
  • Construction and development loans
  • Business and asset-based lending
  • Lines of credit and revolving loans
  • Loan modifications, extensions, and renewals
  • Refinancing transactions
  • Mortgage and collateral documentation
  • Assignment and assumption of existing loans
  • Guaranties and other credit support
  • Loan participations and assignments
  • Private lending transactions

We Are Here to Help

Financing transactions are often time-sensitive and involve multiple parties working toward the same closing. Whether documenting a straightforward commercial loan or a more complex acquisition, construction, or development financing, we focus on providing responsive, practical legal counsel and getting the deal closed.

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What Our Clients Are Saying

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Richard Patasnik profile picture
Richard Patasnik
August 5, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
We worked with Leslie Tetterton and she was a delight, very customer focused, competent and always kept us in the loop to make a difficult and stressful situation go smoothly.
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Michael Crothers profile picture
Michael Crothers
July 18, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Matt and his team have closed multiple real estate deals for my side, saving me money on real estate commissions and making sure "everything is at it seems" in my deals. His entire team is excellent, and the process was easy, and they genuinely care about situations that arise and help you work through them. Would highly recommend this firm!
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S Jones profile picture
S Jones
May 2, 2026
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We just bought a home and had an absolutely wonderful experience working with the Law Office of Matthew Flores. Communication was efficient and consistent, and every question we raised was responded to in a timely manner with a well explained answer. A huge thank you to Matt and the team for helping our home buying process run as smoothly as possible on their end. We greatly appreciate all their help!
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Mikey profile picture
Mikey
January 31, 2026
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Very good at what they do! Extremely professional and knowledgeable
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Matthew Hunter profile picture
Matthew Hunter
August 8, 2025
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They have exceptional attention to detail and consistently deliver high-quality work. Their responsiveness is outstanding, quick to reply, quick to act, and always professional. A pleasure to work with from start to finish.
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Joyce Hose profile picture
Joyce Hose
April 7, 2025
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I discovered someone was attempting to fraudulently list our Lee County property for sale and needed prompt and efficient legal assistance for an unusual situation that is apparently happening more and more in these days of rampant identity theft. Matt was referred to me and when I called and spoke to him, Matt had an immediate grasp of the situation and quickly helped us. Matt and his associate Natalia were fantastic "thinking outside the box" in order to to protect us. They prepared and filed a document with the Court which would serve as a red-flag to any innocent closing attorney that may be hired to close a sale on behalf of the fraudster at some point in the future. I highly recommend the firm!!!
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Alexis Weathersbee profile picture
Alexis Weathersbee
March 8, 2024
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
The entire process was wonderful and incredibly easy. I would highly recommend Matthew's firm to anyone in Southwest Florida. Thank you once again, Matthew.
Google
Caryn Ginsberg profile picture
Caryn Ginsberg
February 19, 2024
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Matt and his colleague Jennifer were terrific in handling the sale of my late Mom's home. They were always responsive and clear. They did extra work to accommodate the sale from a trust. They were also patient with my many questions and requests. Working with Matt and Jennifer was a huge stress reducer. I recommend them highly!

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